Is long term care insurance right for you? What does it cover? What might it cost? How do I go about choosing a plan? What are these new hybrid policies that I’m hearing about? How do I make sure it will really cover what it needs to when I don’t know what kind of care I might require? Find out the answers to these and other questions you might have about long term care insurance when independent agent and long term care insurance educator Tobe Gerard comes to Bemis Hall on Friday, April 28 at 12:30. Tobe has been involved with long term care insurance for 19 years and served on the long-term care committees of both the National and Massachusetts Associations of Health Underwriters for many years. Please call the COA at (781) 259-8811 to sign up so Tobe knows how many sets of materials to bring.